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Premier Deluxe Mortgage interest rates today*1 
30 year fixed 4.491%
15 year fixed 4.021%
5/1 year adjustable rate mortgage(*2)  3.246%
7/1 year adjustable rate mortgage(*2) 3.610% 
10/1 year adjustable rate mortgage(*2) 3.945% 

Advanced Mortgage interest rates today*1 
30 year fixed 4.741%
15 year fixed 4.271%
5/1 year adjustable rate mortgage(*2) 3.496%
7/1 year adjustable rate mortgage(*2) 3.860% 
10/1 year adjustable rate mortgage(*2) 4.195% 

(*1) These interests may change anytime, it is only showed here as an example. For a complete and acurate estimation, please contact us.
(*2) The adjustable rate mortgages are fixed for the initial 5,7,or 10 years and will adjust once year, every year after. The 5 year adjustable rate mortgage is fixed for the first 5 years, after the initial fixed 5 year period the interest rate may increase 2%, if it does not it may only increase 2% per year every year after and life time cap of 5% over initial rate. The 7 and 10 year adjustable rate mortgage is fixed for the first 7 or 10 years, after the initial fixed 7 or 10 year period the interest rate may increase 5%, if it does not it may only increase 2% per year every year after and life time cap of 5% over initial rate


Foreign National Program Highlights
• 30% down payment requirement for 2nd homes, 40% for investment properties
• Cash out for properties owned free and clear (2nd homes)
• Title vesting in a Corporation or LLC
• Income documentation requirement is minimal
• Ability to reference international credit eliminating clients having to chase those cumbersome credit reference letters
• Products available on single family homes, pud's and condos
• Rates and products are extremely competitive (we offer 15-30 year fixed and adjustable rate mortgages 3/1, 5/1, 7/1, 10/1)
• Interest only programs available with 60% financing
• $1500 closing cost credit on Premier Deluxe mortgage
• Reduced Condo Warranty for New Construction Condos (i.e., HOA does not need to be turned over. Low Presale options 33% - 50.9%)
• Financing available up to $3 million
• Can lend in most states


Scenario: Purchase price $500,000, down payment 30%($150,000) = Loan amount $350,000

Premier Deluxe Mortgage interest rates today
30 year fixed 4.491%, principal and interest $1771
15 year fixed 4.021%, principal and interest $2592
5/1 year adjustable rate mortgage 3.246%, principal and interest $1522
7/1 year adjustable rate mortgage 3.610%, principal and interest $1593
10/1 year adjustable rate mortgage 3.945%, principal and interest $1659

Advanced Mortgage interest rates today
30 year fixed 4.741%, principal and interest $1823
15 year fixed 4.271%, principal and interest $2636
5/1 year adjustable rate mortgage 3.496%, principal and interest $1570
7/1 year adjustable rate mortgage 3.860%, principal and interest $1642
10/1 year adjustable rate mortgage 4.195%, principal and interest $1710